Global Securitized Products - Residential Asset-Backed Credit - Associatenew
JPMorgan Chase (JPMC) · Other
- Technology & Engineering
- New York, NY, United States
- Grade Associate
- Professional · Full time
Help finance the U.S. residential mortgage market—one of the world’s largest asset classes—through innovative, risk-managed structured credit solutions.
Job summary:
The Residential Asset-Backed Credit team within the Securitized Products Group (SPG) delivers asset-backed financing solutions to institutional and corporate clients secured by U.S. residential mortgage assets. This role is for a transactional structured finance attorney supporting the structuring and execution of complex financing transactions, partnering closely with internal stakeholders and external counterparties while proactively identifying and managing legal and execution risks.
Job responsibilities
- Advise on and structure complex financing transactions secured by U.S. residential mortgage assets
- Prepare and review transaction documentation, highlighting key risks and mitigants
- Draft and analyze term sheets, indentures, mortgage repo agreements, and other relevant deal documents
- Coordinate and communicate with internal and external counterparties throughout the transaction process
- Advise on legal implications of business trends, emerging issues, and changes in the operating environment and strategy
- Leverage AI tools and technology to streamline legal processes, enhance document review, and increase team efficiency
Required qualifications, capabilities, and skills
- Juris Doctor (JD) degree and membership in good standing with a state Bar
- Experience negotiating credit agreements and analyzing terms and conditions
- Experience negotiating and closing structured finance transactions
- Knowledge of securitization and capital markets
- Excellent communication skills
- Strong time management, prioritization, and multi-tasking abilities to handle multiple transactions and daily tasks
Preferred qualifications, capabilities, and skills
- Experience with U.S. residential mortgage assets and/or mortgage finance structures
- Familiarity with mortgage repo agreements and similar secured financing arrangements
- Demonstrated ability to use legal tech/AI tools to improve contract review and execution workflows
- Experience working with a broad set of financial sponsor and institutional client types (e.g., asset managers, private equity, hedge funds, mortgage REITs)
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans